Proof & Reviews
Proof, Not Promises.
Anyone can claim they will save you money. We work statement against statement: your real volume, your real card mix, your real effective rate — decoded in writing and priced against ours before you change anything. This page explains how that proof works, and it is where named client case studies live as businesses give us permission to publish them.
01The Method
Statement vs Statement
No averages, no $300-ticket assumptions, no savings percentage pulled from a brochure. Three steps, all on your actual numbers:
Step 1
You Send a Statement
Your most recent processing statement — the document your current processor designs to be hard to read. That is the whole input. No sensitive underwriting data, no commitment.
Step 2
We Decode It
We calculate your true effective rate — total fees divided by total volume — and identify where the money goes: interchange, network fees, and your processor's processing fee, separated.
Step 3
You See Both Numbers
Your current cost, in writing, next to the same volume priced at interchange + 0.50% + $35/mo. If your current setup wins, we tell you to stay put — and you keep the analysis.
02The Math, Worked
What the Comparison Looks Like
This is the exact format a review produces, run on an illustrative business so you can check the arithmetic yourself:
Illustrative Example — Not a Client Result
| Monthly card volume | $40,000 |
| Current effective rate (fees ÷ volume) | 3.40% |
| Current cost | $1,360/mo |
| EBS estimate — interchange blend + 0.50% processing fee + $35/mo | $691/mo |
| Kept by the business | $669/mo · $8,028/yr |
Estimate model: half of volume on credit at a 1.80% blended interchange, half on regulated debit at 0.05% + $0.22 per transaction, plus the published EBS processing fee of 0.50% and the $35 monthly fee — the same model as the calculator on our Pricing page. Your real figures come from your statement, not from an example.
03Case Studies & Reviews
Named, or Not Published
Our case studies carry the business's name, its monthly volume, and its before-and-after effective rates — published only with the owner's permission, after real processing history exists to measure. Reviews are collected from real clients the same way.
The Standard
Why the Shelf Starts Empty
We would rather show you an honest framework than a wall of anonymous quotes. As statement reviews turn into processing history and owners agree to be named, their studies appear here — volume, rates, and all.
For Clients
Be a Founding Case Study
If EBS processes for you and the numbers are worth showing, we will ask — never assume. You approve the exact text, your name appears only as you want it, and you can withdraw it at any time.
For Shoppers
Your Statement Is the Proof
Until the shelf fills, the strongest evidence we can offer is your own statement, decoded. It costs nothing, it is in writing, and it does not depend on anyone else's business looking like yours.
Free Statement Review
Get Your Own Numbers
Send your statement. We put your true effective rate in writing next to ours — and if staying put is the right call, that is what we will tell you.